SC Works Veteran Jobs

Job Information

WNS Global Services Lead Associate (Mortgage) in Columbia, South Carolina

  • Education Qualification – Graduate in any Stream

    • 8+ years of experience in Mortgage Loan Processing/ Underwriting/ Loan Closing

    • Should have detailed understanding of Mortgage documents including Income, Assets documents, underwriting and compliance documents, Credit reports etc.

    • Verifies documentation from1003,1008/FHA/ Loan Transmittal/VA Loan Summary

    • Reviews conditional approval letter, AUS findings and credit report

    • Should be we well versed with Income & Expense calculations including paystubs, W2’S, 1040. Schedule C. K1 – For salaried as well as Self employed borrowers.

    • Should be well versed with the Agency guidelines for Conventional FNMA & FHMLMC and other investors FHA, VA, USDA etc

    • Should be able to calculate LTV, front end and back end ratios, CLTV, HCLTV and perform extensive and thorough audit basis the guidelines

    • Sound Knowledge of various third party documents required to be ordered (e.g. Appraisal, Title, HOI, Flood Certificate, Work Number VOE, Fraud Guard/Other Risk Mitigation reports etc.)

    • Strong analytical and problem solving skills

    • Strong communication skills – Verbal and Written (in English)

All your information will be kept confidential according to EEO guidelines.